This picture uses the jSnow applet. It is slightly more difficult to use than the Alcsnow applet, because the image name has to be changed to 'moon.gif', so it is not possible to have two images using this applet in the same folder. However, the snow jSnow produces is particularly attractive and realistic.

The frame was made in PhotoImpact using the method for making classic frames in my tutorial.

Link to my tutorials
Link to Jsnow applet